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As a regulatory body, the State Bank of Pakistan (SBP) is committed to promoting access to financial services and has launched the Nationwide Financial Literacy Program (NFLP) with an endowment under the Asian Development Bank’s (ADB) Improving Access to Financial Services Program.

The pilot phase of the NFLP is being rolled out by BearingPoint Management and Technology Consultants. The entire program is managed by the Improving Access to Financial Services (IAFS) Committee which is comprised of members from the following organizations: Pakistan Banks' Association, Pakistan Microfinance Network, Pakistan Poverty Alleviation Fund, local education sector, SBP and ADB (observer).

The program is underway in conjunction with a variety of measures such as encouraging mobile phone-based banking services, innovative products and credit scoring systems for small enterprises and flexible regulatory regime for MFBs.